For Homeowners With a Mortgage
Explore Mortgage Protection Insurance options designed to help provide financial protection for your family if the unexpected happens.
See what options may be available to you. Takes about 3 minutes.
Shateka Husser, MBA, CPC, CPLHI
Mortgage Protection Expert • U.S. Army Veteran • Award-Winning Retirement Consultant
Shateka brings over 26 years of experience in finance, investing, strategic planning, and leadership to helping homeowners protect what matters most.
As a former U.S. Army Officer and combat veteran, she combines discipline, strategy, and real-world experience to make mortgage protection easier to understand and navigate.
Your home is one of your family’s biggest financial commitments. But an unexpected illness, disability, or loss of life can suddenly make monthly mortgage payments harder to manage.
If a primary income disappears, keeping up with the mortgage can quickly become a financial challenge.
A major health event can bring new expenses while also affecting your ability to earn an income.
Losing someone who contributes to the household can leave the family managing the mortgage with less financial support.
Help your family have a financial plan in place before the unexpected happens.
Mortgage Protection Insurance can help you put a financial plan in place for the home and family you've worked hard to build.
Provide financial support that can help your loved ones manage the mortgage if a covered event changes your family's income.
Give your family additional financial resources during a time when keeping up with major expenses could become difficult.
Know you've taken a proactive step toward helping protect your family's financial future.
Your home is more than a mortgage. It’s where your family’s life happens.
Getting started is straightforward. Answer a few questions about yourself and your mortgage to explore coverage options that may fit your needs.
Answer a few simple questions about your mortgage, household, and coverage needs.
See which Mortgage Protection options may be available based on your information and eligibility.
Get help understanding the coverage, costs, and next steps before making a decision.
Start by answering a few simple questions.
Depending on the policy selected, Mortgage Protection Insurance may provide benefits that can help your family manage important financial needs when a covered event occurs.
Benefits can provide financial support that may help your family continue making mortgage payments.
Coverage may provide funds your loved ones can use toward reducing or paying off the remaining mortgage.
Benefits can give your loved ones additional resources for household expenses and other financial needs.
Some policies may include living benefits that provide access to benefits following certain qualifying illnesses or health events.
Choosing the right Mortgage Protection coverage shouldn’t feel confusing. Our goal is to make it easier to understand your options and make an informed decision for your family.
Get personalized guidance from a licensed professional who can explain your available options and answer your questions.
Explore available solutions from established insurance carriers to find coverage suited to your needs and eligibility.
Your mortgage, age, location, goals, and eligibility are considered when identifying available options.
Understand the coverage, benefits, costs, and next steps before deciding what is right for you.
See what clients have shared about their experience working with Shateka to better understand their insurance and financial options.
Explore your Mortgage Protection options today.
No. Homeowners insurance generally protects your property against covered damage or loss. Mortgage Protection Insurance is designed to provide financial benefits following certain covered events, depending on the policy.
Cost varies based on factors such as your age, coverage amount, health, location, and the type of policy you qualify for.
You can still explore Mortgage Protection. A licensed insurance professional can help you determine whether additional coverage makes sense based on your mortgage and existing protection.
Eligibility requirements vary by policy and insurance carrier. Having a health condition does not necessarily mean you cannot qualify for coverage.
No. You can review available options, ask questions, and decide whether a policy is right for you.
A licensed insurance professional will use the information you provide to help identify available options and contact you to discuss coverage, eligibility, and next steps.
Answer a few simple questions to explore Mortgage Protection Insurance options that may be available based on your needs and eligibility.
Simple qualification process • No obligation to explore your options
Coverage availability, eligibility, benefits, and rates vary by state, carrier, and individual circumstances.